No processor, no commission

    Take orders on WhatsApp
    or cash on delivery.

    Lonecto is a free link-in-bio page whose shop checks out over WhatsApp or cash on delivery. The order arrives as a message with the items and the total already written, so you need no card processor, no approval and no card details from your buyer.

    Why this beats a card form, where it does

    People already reply on WhatsApp

    The order arrives as a message with the items, quantities and total written out. You answer it the way you answer everything else — no dashboard to check, no email to miss.

    Cash on delivery is a real option

    Not a note in a description field. It is a way to check out, so a buyer who will not put a card into a website can still place an order.

    No processor to be approved by

    No Stripe account, no merchant application, no business banking, no waiting to be told whether you qualify. The shop works on the day you make it.

    Nothing is taken from the sale

    The money goes directly between you and your buyer. Lonecto never holds it, never routes it, and takes no percentage of it.

    The conversation is the receipt

    Sizes, colours, an address, a change of mind — all the things a checkout form cannot take are just the next message in a thread you both keep.

    Built for where this is normal

    Prices in your own currency, dialling codes that work, and a flow that assumes a message rather than a card. Not a card-first tool with a WhatsApp button bolted on.

    When this is the wrong choice

    If you need the money to settle the moment somebody buys, or you are selling a digital file that should download itself after payment, a card-first tool is the right answer — Gumroad, Ko-fi and Payhip all do that well, and this does not do it at all.

    This is for the seller whose orders already arrive as messages: someone asks the price, you agree it, and it is paid on delivery. That is not a lesser way to sell. It is how a very large share of the world buys, and almost nothing in the link-in-bio category supports it.

    Questions

    How do I take orders on WhatsApp from my link in bio?

    Add your products to your Lonecto page and choose WhatsApp as the checkout. A buyer picks what they want and the order opens as a WhatsApp message to you, with the items, quantities and total already written. You confirm in the chat and arrange delivery or payment there.

    Can customers pay cash on delivery?

    Yes. Cash on delivery is a first-class checkout option, not a workaround — the order is recorded with everything you need to fulfil it, and payment happens when the goods arrive.

    Do I need a Stripe or PayPal account?

    No. Neither is required and neither is used. Because payment happens directly between you and your buyer, there is no processor to be approved by and no percentage taken from the sale.

    Is WhatsApp checkout safe?

    The order total is calculated on the server from your own product prices, so the amount cannot be altered in the browser before the message is sent. Payment itself happens between you and your buyer, exactly as it does for any order agreed over a phone call.

    Which link-in-bio tools support WhatsApp checkout?

    Very few. Most creator platforms — Linktree, Beacons, Stan, Gumroad, Ko-fi and the rest — are built around card payments and digital delivery, and do not take orders over WhatsApp or support cash on delivery at all. Lonecto treats both as the normal way to buy.

    Can I use it outside Pakistan?

    Yes. WhatsApp ordering and cash on delivery work anywhere both are common, and prices display in your own currency. It is built for how a large part of the world buys rather than for one country.

    The rest of what it does

    One card, one address. These are the other things it can carry.

    There are also ten free tools that need no account at all — invoices, rate cards, QR codes and image and video work — and the Lonecto blog covers how to actually sell from a bio link.